Ajo, Akwawo, Adashe And Insurance Investment Vault
XerophytesBank is the first mainstream platform in the world to offer group/thrift contribution, also known as Ajo, Akawo or Adashe, depending on your tribe and we resell insurance. We have partnered with Heirs Insurance Brokers and Heirs Life Assurance to ensure the safety of your funds while ensuring that your funds grow. The insurance is powered by our partners (HIB & HLA), while the thrift/group contribution is powered by us.
Create AccountIncentivized Group Contribution
There's a heavy annual reward for participants of group (DPS) who do not skip their contribution or break the cycle.
Insurance & Safety
Every investment bought through heirslife is absolutely safe because there's insurance and because they are an insurance company themselves. They are licensed by NAICOM and you can verify.
Safety
All group contribution funds are absolutely safe and incentivized.
Security
Because of defaulters in group contribution, we designed a hedge against defaulters for sustainability.
We care about your money safety and you know it.
Our Mission
Focused on bridging Africa and creating insured and sustainable income and long-term generational relationships with Xerophytans.
Our Vision
To have an Africa that is very financially aware and that is relevant globally.
Our Goal
To create a financial revolution and a sustainable income flow for our community.
Hybrid Banking.
Group Contribution
DPS - Thrift Contribution while FDR - Savings and Interest
Insurance and Insured Investment
In partnership with HIB and HLA, we bring you long-term high-value investments that are insured and hence absolute safety of capital with no chance of loss. As much as 95% returns over a duration of 6 years and higher percentages for a longer duration.
Incentivized Group Contribution
Get rewarded with several thousands of dollars (millions of naira) or a car for being involved in our group contribution and not defaulting.
REWARDS FOR USING XEROPHYTESBANK FOR THRIFT CONTRIBUTION
Win huge cash rewards in millions or a car.
Secure Service
Every balance subtracting transaction needs OTP verification so you can feel safe about your funds. Also, you can use the Google Authenticator app on your cellphone and enable 2FA security from the account menu.
INSURED INVESTMENT
This insured investment is owned our Insurance partners, HeirsLife Insurance Brokers HeirsLife Assurance..
It's easy
Open an Account
To benefit from our services, you have to create an account.
Verification
After registration, verify your Email, Mobile Number and do your KYC. At the moment, mobile number verification is halted.
Deposit
Deposit some funds depending on the service you prefer.
Get Service
Start enjoying our services
Efforts are our rewards are yours!
EARN 5%
- Lock in Period 300 Days
- Get Profit Every 300 Days
- Profit Rate 5%
- Minimum N1,000.00
- Maximum N50,000,000.00
SAVE & EARN 8% PER ANUM
- Lock in Period 365 Days
- Get Profit Every 365 Days
- Profit Rate 5%
- Minimum N1,000.00
- Maximum N100,000,000.00
Get started today.
50K/DAY PAYOUT, 1K/DAY CONT, 50/GROUP
- Interest Rate 0%
- Per Installment N1,000.00
- Installment Interval 1 Days
- Total Installment 50
- Deposit N50,000.00
- You Will Get N50,000.00
30K/WEEK PAYOUT, 1K/WEEK CONT, 30/GROUP
- Interest Rate 0%
- Per Installment N1,000.00
- Installment Interval 7 Days
- Total Installment 30
- Deposit N30,000.00
- You Will Get N30,000.00
30K/DAY PAYOUT, 1K/DAY CONT, 30/GROUP
- Interest Rate 0%
- Per Installment N1,000.00
- Installment Interval 1 Days
- Total Installment 30
- Deposit N30,000.00
- You Will Get N30,000.00
The coverage of our services keeps growing
Building Bridges
1000
Account Holders
Yet to start
Total Transaction
1
Total Branch
4+
African Countries
Frequently Asked Questions
Though we have provided lots of information about us and how we serve you, however, these are some of the frequently asked questions. We'll keep updating them as more questions become consistent.
Yes, it's free to open an account.
Yes, you can send money from XerophytesBank to another bank
Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.
By never skipping when it's your turn to pay in your own group. Involve the live chat if you have questions or send us a message at support@xerophytesfinance.com
Yes. The insurance part is owned by Heirs Insurance Brokers and Heirs Life Assurance which makes it absolutely safe.
Insurance means protection against unexpected financial losses. It means that your funds are absolutely safe with no chance of loss. Make your verifications about us before getting involved.
Our Partners
